Certificate of Deposit
Effective as of October 14, 2026
|
| 7 - 31 Days | $1,000 | 0.150 % | 0.150 % |
| 3 Month CD | $1,000 | 2.500 % | 2.520 % |
| 6 Month CD | $1,000 | 2.750 % | 2.780 % |
| 7 Month CD | $1,000 | 0.300 % | 0.300 % |
| 12 Month CD | $1,000 | 3.950 % | 3.990 % |
| 15 Month CD | $1,000 | 3.850 % | 3.890 % |
| 18 Month CD | $1,000 | 3.220 % | 3.250 % |
| 21 Month CD | $1,000 | 3.220 % | 3.250 % |
| 24 Month CD | $1,000 | 3.500 % | 3.530 % |
| 30 Month CD | $1,000 | 3.500 % | 3.530 % |
| 36 Month CD | $1,000 | 3.500 % | 3.530 % |
| 48 Month CD | $1,000 | 3.550 % | 3.580 % |
| 60 Month CD | $1,000 | 3.600 % | 3.630 % |
| IRA - 18 Month Variable CD | $100 | 2.500 % | 2.520 % |
| IRA - 12 Month Fixed CD | $1,000 | 1.750 % | 1.760 % |
| IRA - 24 Month Fixed CD | $1,000 | 2.550 % | 2.560 % |
Selected Rates current as of 10/20/2026, for approved customers.
Substantial Penalties may be imposed for early withdrawal.
Tiered Interest Rates and Annual Percentage Yields for Money Market Accounts
Effective as of October 16, 2026
|
| $2,500 | 0.500 % |
| $10,000 | 0.550 % |
| $25,000 | 0.750 % |
| $50,000 | 1.110 % |
| $100,000 | 1.610 % |
| $250,000 | 2.020 % |
Selected Rates current as of 10/20/2026, for approved customers.
Fees could reduce earnings on this account.
The interest rate and annual percentage yield (APY) may change after account opening.
Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.