Mortgage & CD Rates | Warren-Boynton State Bank

Mortgage Rates

For Loan Rates, please contact a Warren-Boynton State Bank loan officer.

Certificate of Deposit

Effective as of October 14, 2026

Term	Branch	Min Balance	Rate	APY
7 - 31 Days	Warren-Boynton State Bank	$1,000	0.150 %	0.150 %
3 Month CD	Warren-Boynton State Bank	$1,000	2.500 %	2.520 %
6 Month CD	Warren-Boynton State Bank	$1,000	2.750 %	2.780 %
7 Month CD	Warren-Boynton State Bank	$1,000	0.300 %	0.300 %
12 Month CD	Warren-Boynton State Bank	$1,000	3.950 %	3.990 %
15 Month CD	Warren-Boynton State Bank	$1,000	3.850 %	3.890 %
18 Month CD	Warren-Boynton State Bank	$1,000	3.220 %	3.250 %
21 Month CD	Warren-Boynton State Bank	$1,000	3.220 %	3.250 %
24 Month CD	Warren-Boynton State Bank	$1,000	3.500 %	3.530 %
30 Month CD	Warren-Boynton State Bank	$1,000	3.500 %	3.530 %
36 Month CD	Warren-Boynton State Bank	$1,000	3.500 %	3.530 %
48 Month CD	Warren-Boynton State Bank	$1,000	3.550 %	3.580 %
60 Month CD	Warren-Boynton State Bank	$1,000	3.600 %	3.630 %
IRA - 18 Month Variable CD	Warren-Boynton State Bank	$100	2.500 %	2.520 %
IRA - 12 Month Fixed CD	Warren-Boynton State Bank	$1,000	1.750 %	1.760 %
IRA - 24 Month Fixed CD	Warren-Boynton State Bank	$1,000	2.550 %	2.560 %

Selected Rates current as of 10/20/2026, for approved customers.

Tiered Interest Rates and Annual Percentage Yields for Money Market Accounts

Effective as of October 16, 2026

Term	Rate
$2,500	0.500 %
$10,000	0.550 %
$25,000	0.750 %
$50,000	1.110 %
$100,000	1.610 %
$250,000	2.020 %

Selected Rates current as of 10/20/2026, for approved customers.

Fees could reduce earnings on this account.
The interest rate and annual percentage yield (APY) may change after account opening.
Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.